Questions Canadians ask us.

A couple can live comfortably on CA$2,000–3,500 a month: Panama City CA$2,500–4,500, Boquete CA$2,000–3,000, Coronado CA$2,200–3,500, covering rent, food, healthcare, utilities and entertainment. Most Canadians report 40–60% savings versus Toronto, Vancouver or Calgary.

Generally 15–25% cheaper, with a US-dollar economy (no currency risk), lower property taxes, a stronger pensioner discount program and better private hospitals. Costa Rica wins on eco-tourism. Full comparison.

Most choose the Pensionado visa: a lifetime pension of at least US$1,000 a month (plus US$250 per dependent), which CPP + OAS typically satisfy. Friendly Nations and investor routes exist for people still working. Pensionado guide.

Up to 180 days as a tourist with a Canadian passport valid three months beyond departure (travel.gc.ca). Long enough to choose a town and start a residency file with a lawyer.

From Ley 6 de 1987, Article 1: 25% off airfares, 30% off intercity transport, 20% off medical consultations, 15% off private hospital bills (if uninsured), 10% off prescriptions, 15% off dental and optometry, plus restaurant and entertainment discounts. Statute text and the full list.

In Panama City, yes: Pacífica Salud is JCI-accredited and affiliated with Johns Hopkins Medicine; The Panama Clinic and Hospiten Paitilla are modern private hospitals with international-patient desks. Outside the capital, David has two full hospitals; the beaches and islands rely on clinics and a drive or flight. Healthcare guide and the Care Guide directory.

Only a token amount for emergencies — Ontario up to CA$400/day inpatient, Quebec CA$100, BC CA$75, and nothing for planned care. Buy travel medical insurance and call the insurer before admission; hospitals otherwise ask for a credit-card hold. Every province is tabled in the Care Guide with the ministry source.

Canada rates Panama “Take normal security precautions” — its lowest risk level (travel.gc.ca, October 2026). Avoid-all-travel applies only to the Darién south of Metetí and the Mosquito Gulf coast. In the areas expats live — Costa del Este, San Francisco, Coronado, Boquete — normal city sense applies. Our safety guide.

Yes, with a health certificate from a Canadian vet endorsed by the CFIA, current rabies vaccination and a short home quarantine on arrival. Start the paperwork two months out.

From US$850 (Panama City) to US$1,500 (Boquete) per tour: roundtrip airport transfers, two nights in a 5-star hotel, a guided tour of up to four neighbourhoods, an immigration attorney consultation and the Signature City Tour. Packages.

No. We introduce licensed partners and publish their licence numbers; we don’t take a cut of what you buy.