
The people you’ll actually meet.
A small team on the ground, and vetted professionals we’d send our own family to. Licence numbers are published so you can verify them.
Three people, two countries, one phone number.
Franklin
Has run experiences in Panama for over a decade. Leads the neighbourhood tours personally, after paying $47,000 in relocation mistakes of his own in 2015 and spending two years learning the systems properly.
Vic (Victor)
Runs day-to-day operations on the ground: transfers, drivers, hotel logistics and reservations. If you land at Tocumen, Vic is the reason someone is standing there with your name.
Ray Caldwell
Builds and runs the digital side — this site, the booking systems and the Care Guide, the verified medical and dental directory for Canadians in Panama. Answers the care desk personally.
Licensed, named, checkable.
We don’t take commissions on what they sell you. We introduce you because we’d use them ourselves.
JSF & Asociados — Jhonathan Efraín Santos Fieujean
Panamanian attorney and CEO of Grupo JSF, a multidisciplinary group serving expatriates, investors and family offices establishing in Panama. Admitted before the Supreme Court of Justice (Attorney Licence No. 24959); member of the Colegio Nacional de Abogados; certified Real Estate Broker (licence PN-4880); Registered Resident Agent regulated by the SSNF.
Divisions: JSF & Asociados (legal), Investments Real Estate Advisors (brokerage & advisory), JSF Accounting (accounting & tax).
F&F Tower, Panama City · jsfasociados.com · info@jsantosf.com · +507 6271-0708
Janet — real estate specialist
Twelve years selling property to expats in Panama. Focuses on educating buyers about the difference between titled property and "Rights of Possession" land — the distinction that cost Franklin $23,000 — rather than pushing whatever pays the highest commission. Specializes in Panama City, Boquete, Coronado and the Chiriquí highlands; has helped over 150 Canadian families find homes.
Ready to see Panama for yourself?
A free 20-minute call with Franklin. No pitch; just your questions, answered by someone who lives there.

