Retirement Resources

Panama Pensionado Visa

The world's best retirement visa program with incredible benefits.

Requirements

• $1,000 USD/month proven pension income (government or private)
• $1,250 USD/month if applying with spouse
• Clean criminal background check
• Health certificate
• Valid passport (6+ months)

Pensionado Discounts

Processing Time: 3-6 months with proper documentation

Status: Permanent residency from day one

Cost of Living

Live comfortably on $1,800-$3,500 USD per month.

Monthly Budget Breakdown

Expense	Boquete	Panama City
Rent (2BR)	$600-$1,200	$1,000-$2,000
Utilities	$80-$150	$150-$300
Groceries	$300-$500	$400-$600
Healthcare	$100-$300	$150-$400
Entertainment	$200-$400	$300-$600
Total	$1,400-$2,500	$2,000-$4,000

Healthcare in Panama

World-class healthcare at a fraction of Canadian costs.

Key Facts

• JCI-Accredited Hospitals in Panama City (same standards as top US hospitals)
• US-Trained Doctors - Many physicians trained in the US and speak English
• 50-70% Lower Costs compared to Canada and the US
• No Wait Times for specialists and procedures
• Modern Facilities with latest technology

Insurance Options

• Private Insurance: $150-$400/month depending on age and coverage
• CSS (Social Security): Available to residents, very affordable
• Pay-as-you-go: Many expats pay out of pocket due to low costs

Visa Services & Fees

Professional immigration services through our trusted partner, JSF & Asociados.

1. Pensionado Visa (Retirement Visa)

Grants direct permanent residency for retirees with stable pension income from abroad.

Requirements:

• Valid passport (scanned + complete copy)
• Apostilled criminal record certificate from country of origin
• Certificate of lifetime pension ($1,000 USD/month minimum)
• If including dependent: apostilled marriage or birth certificates
• Three (3) passport-size photos
• Sworn statement and immigration forms (prepared by JSF)

Service	Fee (USD)
Pensionado Visa – 1 person	$2,300.00
Includes all expenses and legal fees

2. Friendly Nations Visa

Strong immigration status for nationals of eligible countries including Canada, USA, UK, Spain, France, Germany, and more.

Requirements:

• Valid passport
• Apostilled criminal record certificate
• One of the following:
  • Employment contract in Panama, OR
  • Opening of a Panamanian company as owner, OR
  • Director or shareholder of an operating Panamanian company
• 5 passport-size photos
• Immigration form and sworn statement (prepared by JSF)

Service	Fee (USD)
Friendly Nations Visa – Principal Applicant	$3,650.00
Additional Dependent (each)	$1,850.00

3. Additional Services

Optional services depending on your immigration or business strategy.

Service	Fee (USD)
Bank Account Opening File prep, cover letter, interview assistance, follow-up	$1,900.00
Operating Company (Panama) Articles, bylaws, registration, shares, registered agent	$1,900.00
Offshore Company (Panama) Offshore structure, shares, bylaws, good standing certificate	$1,700.00